Ayushman Bharat – PMJAY is a flagship healthcare scheme providing health insurance coverage of up to ₹5 lakh per family per year. The scheme targets economically weaker sections and offers cashless treatment at empanelled public and private hospitals.
Beneficiaries can avail of medical services across India without any restriction on family size or age. The scheme aims to reduce healthcare expenses and improve access to quality medical services.
Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission aimed at providing universal access to banking facilities. The scheme enables citizens to open zero-balance savings accounts with basic banking services such as debit cards, insurance coverage, and access to credit.
Under PMJDY, account holders receive a RuPay debit card, accidental insurance cover, and eligibility for overdraft facilities. The scheme plays a key role in promoting financial inclusion and bringing unbanked citizens into the formal banking system.
